News Golf Property

Tiger Woods to design Cliffs golf course (The Greenville News)
Upstate developer Jim Anthony and professional golfer Tiger Woods today announced that Woods will design his first U.S. golf course for Anthony's new Cliffs development east of Asheville.
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Oak Hills golf resort plan tabled (Hernando Today)
BROOKSVILLE — Any talk of a luxury resort on the grounds of Oak Hills Golf Club will have to wait two months to give the developer time to tweak his plan and meet with concerned homeowners.
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Mortgages

Mortgages, General Information

Financial matters and in particular, mortgages, can be very daunting things to deal with, especially if you do not feel that you are fully informed on the subject. Within these pages here, we hope to be able to provide sufficient information about Mortgages to help you understand the process inside out, whether you are looking to apply for your first mortgage, looking to transfer your mortgage to a new lender or maybe purchase a second property with a mortgage. On this site we are aiming to provide a straightforward independent guide to mortgages where any technical terms will be explained thoroughly to ensure the information is easy to read and understand.

First of all, to start with the basics, we would like to explain exactly what a mortgage is:

A mortgage is a loan secured against your home. "Secured" means that if you do not keep up the repayments, the lender can sell your house to get their money back.

The Financial Services Authority (FSA) is an independent regulator set up by the government to monitor the Financial Services Industry and protect consumers. From 31st October 2004, the Financial Services Authority regulates the majority of mortgages sold meaning that the mortgage lenders now have to meet certain standards set by the Financial Services Authority. These standards include:
• Ensuring that charges are not excessive.
• Providing clear information to potential clients in a standard format, which has been overseen by the FSA. This should make it easier for the customer to compare services and mortgage quotes from different lenders and banks.
• Offering greater protection should a person get into arrears with their mortgage payments.
• Ensuring price information (including apr) in any marketing material and mortgage advertising is clear and easy to understand.
• Offering a suitable mortgage to a person based on the information they provide when they approach a lender to seek advice.
The above mentioned standards should now assist in ensuring that customers have a better understanding of the options open to them when applying for a mortgage.

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